Blogs

This is a common question I hear from investors who are planning early retirement. And the answer is not a simple yes or no. It depends on your goal, your risk appetite and your comfort with market fluctuations. Let’s break it down. You have one goal: retirement at 50, and you have a clear timeline of 17 years. With one long-term goal, it is possible to use one fund, but only in specific situations. When one fund might be enough If your risk appetite is moderate or low, and y

If you’ve ever planned an international trip, you’ve probably wondered:  “Should I buy travel insurance right before I leave, or now?” It’s a simple question, but an important one. The Short Answer: You can buy your travel insurance anytime before your trip begins.  Your premium is calculated based on: The start and end dates  of your travel Your destination Your age The coverage amount  you choose Even if you purchase your policy a month in advance, the cost won’t increase 

A gentleman once came to us with a worried face. He said, “I have diabetes and blood pressure. Everyone tells me no insurance company will touch my case. Is that true?” This is one of the most common fears people have when it comes to health insurance.  The truth is: yes, you can still get covered even if you have pre-existing conditions. But here’s how it really works: If your condition is mild to moderate (like controlled diabetes, hypertension, thyroid), most insurers will

A study by Max Life Insurance revealed that while India’s Retirement Preparedness Index improved by 3 ranks from the previous year, nearly half of Indians haven’t started saving for retirement.   61% fear they’ll run out of savings within 10 years of retiring, and 90% of Indians aged 50+ regret not starting earlier. Financial expert Shiv Bidani highlights that urban Indians are too occupied with daily routines to think about retirement.   Traditional investments like gold and

India leads in vulnerable employment: 74% of our workforce holds insecure jobs (own-account or contributing family work), the highest share among G20 nations. ( https://www.forbesindia.com/article/news/graphic-of-the-day-indias-job-market-insecurity-and-vulnerability/2987204/1 ) That tells us something important, many people today don’t have guaranteed job security. In times of disruption - whether due to layoffs, business decline, pandemics, or technological shifts.. what do

This is a article on zero depreciation on vehicles

this is a blog to know the difference between debt, equity, hybrid and gold

mutual funds and its risks, tips to invest in mutual funds

If I gave you ₹1 crore today or ₹1 that doubles every day for 30 days—what would you choose? The power of compounding Most people instinctively choose ₹1 crore. But here’s the twist: ₹1 doubled every day for 30 days becomes more than ₹5 crore. This is the power of compounding - growth on growth, where your money starts working harder than you. Yet, most investors underestimate its potential because the results look slow at first… until they explode. --- 1. What Is Compoundin

Most parents plan for school fees but forget to protect the dreams those fees are meant to build. As parents, we work hard to provide the best for our children—quality education, a safe home, a bright future. But while we’re busy planning tuition payments and college savings, one crucial element often gets overlooked: protection. What if the unexpected happens? What if you’re not around to fund those dreams? Or if a sudden health emergency drains your savings? That’s where ch