1. No Investment Advice
Karyam Finserv is a SEBI-registered Mutual Fund Distributor and operates under the AMFI Code of Conduct. We do not offer investment advice and are not registered as an Investment Adviser with the Securities and Exchange Board of India (SEBI).
Any information provided through this website, email communication, social media channels, or verbal interaction is strictly for informational and transactional purposes only, and should not be construed as investment advice or financial planning.

2. Risk Disclosure
All mutual fund investments are subject to market risks, including possible loss of principal amount. Past performance of mutual funds does not guarantee future returns. Before investing, investors are advised to read all scheme-related documents carefully and make informed decisions.
Karyam Finserv shall not be held liable for any losses, direct or indirect, arising from investments made based on information available through our platform or representatives.

3. No Guarantees
Karyam Finserv makes no representations or warranties, express or implied, regarding:

• Accuracy, reliability, or completeness of any information or data provided

• Any guarantee of returns or performance of mutual fund schemes

• Suitability of mutual fund products for your specific financial needs
   

4. Commissions
Karyam Finserv earns commissions from Asset Management Companies (AMCs) whose mutual funds we distribute. The commission structure is disclosed upon request and/or in compliance with regulatory requirements.
We do not charge our clients any separate advisory fee for mutual fund distribution services.

5. External Links
Our website or communications may contain links to third-party websites or tools for transaction facilitation. We are not responsible for the content, reliability, or security of these third-party platforms.

6. No Liability
Karyam Finserv, its directors, employees, and affiliates shall not be liable for any damages arising from:

• Investment decisions made by clients

• Errors or delays in the information provided

• Technical issues on our website or partner platforms

• Unauthorized access to user data despite reasonable security measures
   

7. Intellectual Property
All logos, branding, content, tools, and other intellectual properties featured on this website are owned by Karyam Finserv unless otherwise stated. Unauthorized reproduction or use is strictly prohibited.

8. Jurisdiction
This disclaimer is governed by the laws of India. Any disputes arising in connection with this website or services shall fall under the jurisdiction of the courts of Bangalore, Karnataka, India.