1. Nature of Services

Karyam Finserv facilitates investments in mutual funds through SEBI-registered Asset Management Companies (AMCs) as a Mutual Fund Distributor. All transactions are processed via third-party platforms or AMC portals.

We do not charge any direct fees to investors for mutual fund transactions. Revenue is earned through commission from AMCs.
 

2. No Refund Policy

Since:

• Investments are executed on third-party platforms or AMC websites

• Funds are directly transferred by investors to AMCs

• No direct payment is collected by Karyam Finserv

There is no provision for refund once a mutual fund transaction has been processed.
 

3. Cancellation Policy

Cancellation of a transaction is subject to the policies of respective AMCs or transaction platforms used.

• Requests for cancellation must be raised before the cutoff time for the particular scheme (usually before 2 PM for liquid funds and 3 PM for others).

• Karyam Finserv is not liable for delays or non-execution of cancellations initiated after the cutoff time.
   

4. Non-Transactional Refunds (If Any)

For services such as workshops, webinars, or document services (if applicable), any refunds will be governed by the specific terms mentioned during purchase/registration.
 

5. Contact for Refund/Cancellation Assistance

If you believe a transaction was processed in error, you can contact us:

📧 Email: hello@karyamfinserv.com
📞 Phone: +91-93538-80229 / +91-99019-28575

We will help escalate the issue to the respective AMC or transaction partner if needed.