Nagaraja Sirigeri

Insurance awareness in India has improved in the last decade, but many people still make critical mistakes while buying policies. Rising healthcare costs, increasing inflation, and aggressive sales practices mean that a wrong decision today can create serious financial risk later.

Gold has been on fire lately. Prices are rising. Headlines are loud. Investors are rushing in. The big question is simple: Is this the right time to buy gold, or are we entering at elevated levels? Let us break this down logically.

Many risks we worry about never happen. And sometimes, the risks we ignore quietly cause the biggest losses. A short circuit may sound minor, but its impact can be far from small.